What most people get wrong about budgeting

What most people get wrong about budgeting

People hear “Budgeting” and assume it means you’re not going to have any fun and be forced to not spend on anything but the bare necessities. Not true!

It’s actually the exact opposite. It’s all about making sure you have enough to spend on the things you really want. I don’t like the use the word budgeting when talking to clients because often people switch off. I like to say it’s all about prioritising your spending.

The top 5 things to consider when saving for family

The top 5 things to consider when saving for family

Whenever someone asks me how much they need to save for a family, a young client of mine, Felix, always springs to mind.

In his mid 20s, Felix and his partner had been together for 3 years. Having recently married they wanted to put plans in place to be able to afford a family in a few years time. Felix felt very lucky to have had a comfortable and loving upbringing, and was passionate about providing the same for his own children.